In the USA, that financial arrangement is similar. My mother-in-law is in a nursing home where she is spending her last days. (Metastatic abdominal cancer will see to the "last days" part.) She sold off her house to put money in the home, but now because she has outlived the time that the house money has paid, she is on a Medicare (Federal) / Medicaid (State) list. The rule is similar to what you quoted, Jon. If you CAN pay, you must pay. But once your finances slip below some limit, the feds and the state pick it up.