I'm a little confused by your narcissist statement. I mean that might be true?
Doc, I put those into the bad luck part of the decision making and luck statement I made earlier. Some people are born prone to depression, for example. Most of us have issues we have to deal with. Within the confines of luck and issues, we do have choices. Some people may be out on the streets through no fault of their own. But I believe many are through their own personal choices.
I had a friend who went homeless, living in his car. Why? Because he kept overspending. He would go to the local petrol station and buy 30 cans of Red Bull for £1.50 per can. If he went to the supermarket, which was only an extra 2 minutes by car, he can get them for £1 per can. He knows this, but he just couldn't be bothered. So, he wasted £15 for the convenience. I said why not get the unbranded energy drinks from the supermarket, that cost 30p each. He said no, he wanted the Red Bull. He drank 10 cans per day. That is £450pm.
He built up a debt of £3,000 on his credit cards when he went homeless (it is now £11K). Despite having virtually no commitments except car upkeep and £400pm rent, and getting a fairly reasonable income of say £2,500 to £3,000 pm, he was going into debt. He was already made bankrupt for overspending about 10 years earlier. He said he doesn't believe in paying money for accommodation.
A 20 per day smoking habit was also costing him about £300pm.
So some people may feel sorry for him, being homeless and sleeping in his car. But he was spending £750pm on Red Bull and cigarettes. He was having takeaways all the time, rather than cooking for himself. It was all self-induced.
And for the record, the two other people I referred to earlier in this thread who were unemployed for 15 years, they both went bankrupt too. All three were friends too.
Doc, I put those into the bad luck part of the decision making and luck statement I made earlier. Some people are born prone to depression, for example. Most of us have issues we have to deal with. Within the confines of luck and issues, we do have choices. Some people may be out on the streets through no fault of their own. But I believe many are through their own personal choices.
I had a friend who went homeless, living in his car. Why? Because he kept overspending. He would go to the local petrol station and buy 30 cans of Red Bull for £1.50 per can. If he went to the supermarket, which was only an extra 2 minutes by car, he can get them for £1 per can. He knows this, but he just couldn't be bothered. So, he wasted £15 for the convenience. I said why not get the unbranded energy drinks from the supermarket, that cost 30p each. He said no, he wanted the Red Bull. He drank 10 cans per day. That is £450pm.
He built up a debt of £3,000 on his credit cards when he went homeless (it is now £11K). Despite having virtually no commitments except car upkeep and £400pm rent, and getting a fairly reasonable income of say £2,500 to £3,000 pm, he was going into debt. He was already made bankrupt for overspending about 10 years earlier. He said he doesn't believe in paying money for accommodation.
A 20 per day smoking habit was also costing him about £300pm.
So some people may feel sorry for him, being homeless and sleeping in his car. But he was spending £750pm on Red Bull and cigarettes. He was having takeaways all the time, rather than cooking for himself. It was all self-induced.
And for the record, the two other people I referred to earlier in this thread who were unemployed for 15 years, they both went bankrupt too. All three were friends too.
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